Category: Investment

Commentary January 2020

Share this…FacebookGoogle+TwitterLinkedinA year has passed since markets made their big dip at the end of 2018. While the rise from that dip dominated investor thinking in the early part of 2019, later in the year investors started wondering “where to

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Commentary October 2019

Share this…FacebookGoogle+TwitterLinkedinAs summer turned to fall the US trade negotiations with China took centre stage since a scheduled October negotiators’ meeting was fast approaching. Onto that was layered the President Trump impeachment possibilities stemming from President Trump and his footmen’s

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Rainmaker or Storm-maker? Is this roller coaster coming from Trump?

Share this…FacebookGoogle+TwitterLinkedinRecently we in the investment world have been coping with the uncertainty related to the combative trade negotiations between the USA and China. When faced with the Trump regime’s caustic approach to trade negotiations, other nations (e.g. Canada and

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Commentary April 2019

Share this…FacebookGoogle+TwitterLinkedinAfter the steep descent many markets experienced leading up to Christmas of 2018, this winter we witnessed a significant and broad-based recovery. This has led stocks in many cases back to relatively lofty levels although upcoming reports will tell

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Commentary January 2019

Share this…FacebookGoogle+TwitterLinkedinWith stock markets pulling back in the 17%-20% range before recovering, this fall various market concerns that were percolating under the surface began to impact securities markets. From economic cycle factors to international geopolitical factors, several started to weigh

Posted in All Archives, Financial Planning, Investment, Risk Management

Market Pullbacks

Share this…FacebookGoogle+TwitterLinkedinIn the past couple month, the increased volatility of investment markets has led two clients to write to get my sense of the market situation and how/if we should react to that. With the sense that the voices of

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Real Estate Capital Gains Tax: Budget 2017

Share this…FacebookGoogle+TwitterLinkedinWhat’s your game plan for winding down your Capital Gains tax liability? Yesterday Canada’s Finance Minister presented the government’s latest budget. there had been many fears about the potential increase of capital gains taxation. To do so would not

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Is 4% an Unsustainable Withdrawal Rate

Share this…FacebookGoogle+TwitterLinkedinHistorically, 4% was thought to be the withdrawal rate the average portfolio could withstand on a long term basis without eating into capital. Recent research indicates that in today’s lower investment return environment, maybe that’s no longer sustainable. We

Posted in Financial Planning, Investment, Tax